Liberality and Temperance are moral virtues. When describing a man’s moral character we do not say that he is wise or intelligent, but gentle or temperate; but a wise man also is praised for his disposition,a and praiseworthy dispositions we term virtues. * i Virtue being, as we have seen, of two kinds, intellectual and moral, intellectual virtue is for the most part both produced and increased by instruction,* and therefore requires experience and time; whereas moral or ethical virtue is